Rates: Checking & Savings
Interest Rates and Annual Percentage Yields are current as of May 6, 2008 through May 12, 2008
Product Name	Minimum Opening Deposit	Interest Rate	APY*
Now Account***	$500.00
up to $999.99		0.05%	0.05%
$1,000.00-9,999.99		0.20%	0.05% to 0.19%
$10,000.00-49,999.99		0.30%	0.19% to 0.28%
$50,000.00 and up		0.45%	0.28% to 0.45%
Business Now Account***	$500.00
up to $999.99		0.05%	0.05%
$1,000.00-9,999.99		0.20%	0.05% to 0.19%
$10,000.00-49,999.99		0.30%	0.19% to 0.28%
$50,000.00 and up		0.45%	0.28% to 0.45%
Super Now Account***	$1000.00
up to $9,999.99		0.10%	0.10%
$10,000.00-49,999.99		0.45%	0.10% to 0.38%
$50,000.00 and up		0.70%	0.38% to 0.70%
Preferred Now Account***	$500.00
up to $999.99		.05%	.05%
$1,000.00-9,999.99		.20%	.05% to .19%
$10,000.00-49,999.99		.30%	.19% to .28%
$50,000.00 and up		.45%	.28% to .45%
Preferred Business Now Account***	$500.00
up to $999.99		.05%	.05%
$1,000.00-9,999.99		.20%	.05% to .19%
$10,000.00-49,999.99		.30%	.19% to .28%
$50,000.00 and up		.45%	.28% to .45%
Business Super Now Account***	$1,000.00
up to $9,999.99		.10%	.10%
$10,000.00-49,999.99		.45%	.10% to .38%
$50,000.00 and up		.70%	.38% to .70%
Money Market Account***	$2,500.00
up to $9,999.99		.25%	.25%
$10,000.00-49,999.99		.45%	.25% to .41%
$50,000.00-99,999.99		1.45%	.41% to  .94%
$100,000.00 and up		2.20%	.94% to 2.21%
Business Money Market Account***	$2,500.00
up to $9,999.99		.25%	.25%
$10,000.00-49,999.99		.45%	.25% to .41%
$50,000.00-99,999.99		1.45%	.41% to .94%
$100,000.00 and up		2.20%	.94% to 2.21%
Preferred Money Market Checking***	$15,000.00
up to $24,999.99		1.00%	1.00%
$25,000.00-99,999.99		1.75%	1.00% to 1.57%
$100,000.00-250,000.00		2.25%	1.57% to 1.99%
$250,000.01 and up		2.60%	1.99% to 2.62%
Preferred Business Money Market Checking***	$15,000.00
up to $24,999.99		1.00%	1.00%
$25,000.00-99,999.99		1.75%	1.00% to 1.57%
$100,000.00-250,000.00		2.25%	1.57% to 1.99%
$250,000.01 and up		2.60%	1.99% to 2.62%
Passbook Savings***	$100.00	.75%	.75%
Business Savings***	$100.00	.75%	.75%
Preferred Savings***	$100.00	.75%	.75%
Preferred Business Savings***	$100.00	.75%	.75%
Vacation Club**	$5.00	1.00%	1.01%
Christmas Club**	$5.00	1.00%	1.01%
*The Annual Percentage yield for all deposit accounts with a term of one year or longer is calculated assuming annual compounding.  **Fees could reduce the earnings on the account.  ***The rates may change after account is opened.