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Loans

We value our customers, which is why we serve you with a skilled staff of Loan Officers that will work with you to achieve your lending needs. We will be happy to provide assistance when you need a loan for any legal purpose. You will benefit from having a loan that is tailored to your needs and your budget, which is what you get with our personalized service. Because we are a locally owned bank, you will have the convenience of quick decision concerning your loan request. In most instances, we can give you an answer within twenty-four hours of the request.

Click here for a list of loan officers.

Late payments can damage your credit. We may report information about your loan account to credit bureaus. Late payments, missed payments or other defaults on your account may be reflected in your credit report. Help is available. Call 800-569-4287 for credit counseling.

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Personal Loans

When you need extra money for a special vacation, new furniture, emergency expenses, or for any other good reason, Fairfield National Bank has a personal loan to fit your needs and budget. Stop by one of our full-service locations and pick up an application, or...

Apply online for a loan today!

Automobile Loans

Fairfield National Bank offers loans on new and used cars at competitive interest rates. If you're shopping for a car on Saturday, we are open until 12:00 p.m.

Apply online for a loan today!

Adjustable-Rate Mortgage (ARM) Loans

Whether you plan to build, buy, or refinance, Fairfield National Bank can help meet your credit needs. ARMs typically offer a lower rate than fixed-rate mortgages. Fairfield National Bank's ARMs can be made for terms up to 20 years and the rate adjusts with prime rate.

Call today for an application 618-842-2107 ext 526.

Fixed Rate Mortgage Loans

If you're looking for predictability and a set monthly payment for budgeting, then a fixed-rate mortgage will best meet your needs. Our fixed-rate mortgage loans offer low closing costs and various terms are available.

Call today for an application 618-842-2107 ext 526.

Cash Reserve Accounts

This open-end line of credit is tied to your checking account and is accessed when the checks you write exceed the available balance in your checking account. Not only does this product serve as overdraft protection, but it can also be used as a personal line of credit. You may apply for a line as low as $1,000 and up and you only pay interest on the amount you have accessed.

Apply online for a loan today!