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CD Rates

Interest Rates and Annual Percentage Yields are current as of
Fri, Dec 19, 2014

Term

Minimum
Opening Deposit

Interest Rate

APY*

       

60 Month Certificate**

$500.00

 

up to $2,499.99

 

1.11%

1.11%

$2,500.00-9,999.99

 

1.15%

1.15%

$10,000.00-49,999.99

 

1.20%

1.20%

$50,000.00-99,999.99

 

1.25%

1.25%

$100,000.00 and up

 

1.30%

1.30%

 

48 Month Certificate**

$500.00

up to $2,499.99

 

0.91%

0.91%

$2,500.00-9,999.99

 

0.95%

0.95%

$10,000.00-49,999.99

 

1.00%

1.00%

$50,000.00-99,999.99

 

1.05%

1.05%

$100,000.00 and up

 

1.10%

1.10%

 

36 Month Certificate**

$500.00

 

up to $2,499.99

 

0.71%

0.71%

$2,500.00-9,999.99

 

0.75%

0.75%

$10,000.00-49,999.99

 

0.80%

0.80%

$50,000.00-99,999.99

                                                 

0.85%

0.85%

$100,000.00 and up

 

0.90%

0.90%

 

30 Month Certificate**

$500.00

 

up to $2,499.99

 

0.51%

0.51%

$2,500.00-9,999.99

 

0.55%

0.55%

$10,000.00-49,999.99

 

0.60%

0.60%

$50,000.00-99,999.99

 

0.65%

0.65%

$100,000.00 and up

 

0.70%

0.70%

 

24 Month Certificate**

$500.00

 

up to $2,499.99

 

0.36%

0.36%

$2,500.00-9,999.99

 

0.40%

0.40%

$10,000.00-49,999.99

 

0.45%

0.45%

$50,000.00-99,999.99

 

0.50%

0.50%

$100,000.00 and up

 

0.55% 

0.55%

 

18 Month Certificate**

$500.00

 

up to $2,499.99

 

0.26%

0.26%

$2,500.00-9,999.99

 

0.30%

0.30%

$10,000.00-49,999.99

 

0.35%

0.35%

$50,000.00-99,999.99

 

0.40%

0.40%

$100,000.00 and up

 

0.45%

0.45%

 

12 Month Certificate**

$500.00

 

up to $2,499.99

 

0.21%

0.21%

$2,500.00-9,999.99

 

0.25%

0.25%

10,000.00-49,999.99

 

0.30%

0.30%

$50,000.00-99,999.99

 

0.35%

0.35%

$100,000.00 and up

 

0.40%

0.40%

 

6 Month Certificate**

$500.00

 

up to $2,499.99

 

0.06%

0.06%

$2,500.00-9,999.99

 

0.10%

0.10%

$10,000.00-49,999.99

 

0.15%

0.15%

$50,000.00-99,999.99

 

0.20%

0.20%

100,000.00 and up

 

0.25%

0.25%

 

3 Month Certificate**

$1,000.00

 

up to $2,499.99

 

0.01%

0.01%

$2,500.00-9,999.99

 

0.05%

0.05%

$10,000.00-49,999.99

 

0.10%

0.10%

$50,000.00-99,999.99

 

0.15%

0.15%

100,000.00 and up

 

0.20%

0.20%

 

7-31 Day Certificate** $2,500.00  

up to $9,999.99

  0.05% 0.05%

$10,000.00-49,999.99

 

0.10%

0.10%

$50,000.00-99,999.99   0.15% 0.15%
$100,000.00 and up   0.20% 0.20%

*The Annual Percentage yield for all CD's with a term of one year or longer is calculated assuming semi-annual compounding. ** A penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account. Rates are subject to change at any time.