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Business Loans

Growth and success take hard work and great ideas. It also helps to have ready access to credit. That's why Fairfield National Bank offers a wide range of financing options to meet your borrowing needs.

Click here for a list of loan officers.

Commercial Loans

Fairfield National Bank offers short and intermediate term loans for operating expenses and machinery and equipment purchases. Long-term loans are available to finance or refinance land, buildings, and improvements. Stop by one of our full-service locations and talk to a loan officer today.

Apply online for a loan today!

Agricultural Loans

We offer short-term agricultural loans for operating needs and intermediate-term loans for machinery and equipment purchase. Long-term loans are also available to finance or refinance land and improvements.

Apply online for a loan today!

Lease Program

Fairfield National Bank's lease program is available to commercial, agricultural, and governmental customers. We offer numerous payment plans and lease end options for maximum flexibility. The lease program may offer tax advantages on equipment and machinery purchases.

Apply online for a loan today!

Cash Flow Manager

Cash Flow Manager is our way of assisting small businesses that need working capital financing. With Cash Flow Manager you can turn your receivable into ready cash, while allowing Fairfield National Bank to maintain the billing and collection responsibilities. Stop by or call 618-842-2107 and talk to Greg about Cash Flow Manager today.

Apply online for a loan today!

Cash Reserve Accounts

This open-end line of credit is tied to your checking account and is accessed when the checks you write exceed the available balance in your checking account. Not only does this product serve as overdraft protection, but it can also be used as a personal line of credit. You may apply for a line as low as $1,000 up to a maximum of $3,000 and you only pay interest on the amount you have accessed.

Apply online for a loan today!