| Commercial
Loans |
| Fairfield
National Bank offers short
and intermediate term loans for operating expenses and machinery and
equipment purchases. Long-term loans are available to finance or
refinance land, buildings, and improvements. Stop by one of our
full-service
locations and talk to a loan officer today.
|
| Agricultural
Loans |
| We
offer short-term agricultural loans for operating needs and
intermediate-term loans for machinery and equipment purchase.
Long-term loans are also available to finance or refinance land and
improvements.
|
| Lease
Program |
| Fairfield
National Banks lease
program is available to commercial, agricultural, and governmental
customers. We offer numerous payment plans and lease end options for
maximum flexibility. The lease program may offer tax advantages on
equipment and machinery purchases.
|
| Cash
Flow Manager |
| Cash Flow
Manager is our way of assisting small businesses that need working
capital financing. With Cash Flow Manager you can turn your
receivable into ready cash, while allowing Fairfield
National Bank to maintain the
billing and collection responsibilities. Stop by or call
618-842-2107 and talk to Greg about Cash Flow Manager today.
|
| Cash
Reserve Accounts |
| This
open-end line of credit is tied to your checking account and is
accessed when the checks you write exceed the available balance in
your checking account. Not only does this product serve as overdraft
protection, but it can also be used as a personal line of credit.
You may apply for a line as low as $300 up to a maximum of $3,000
and you only pay interest on the amount you have accessed.
|