Q. Why PRIMEVEST?

A. Whether you're a conservative, middle-of-the-road, or aggressive investor, PRIMEVEST Financial Services, Inc., provides financial opportunities in friendly places to investors just like you.

When Fairfield National Bank makes available brokerage services through PRIMEVEST, you may choose from a broad spectrum of investment services. To provide the high level of service that you expect, PRIMEVEST is a "self-clearing broker-dealer," utilizing the latest technology to clear and settle your brokerage transactions quickly and accurately.
When you open a PRIMEVEST brokerage account, you may also take advantage of the following services:

· Dividend Reinvestment
· Direct Deposit of Settlements into Checking/Savings Accounts
· Consolidated Statements, including mutual fund positions

Brokerage service customers are protected by SIPC (The Securities Investor Protection Corporation), which protects securities customers of its members up to $500,000, (including $100,000 for claims for cash). A policy underwritten by London companies provides $4.5 million in additional coverage per customer, subject to an overall aggregate. As with SIPC, PRIMEVEST's supplemental policy protects customer securities and funds only if the brokerage firm fails. Neither coverage protects against a decline in the market value of your funds or securities.

PRIMEVEST Financial Services, Inc., is located in St. Cloud, Minnesota. The company is a securities and insurance marketing firm with a national reputation, providing services to customers of more than 650 financial institutions in 42 states and Guam. PRIMEVEST is a wholly-owned subsidiary of Reliastar Financial Corp. of Minneapolis, Minnesota. Member Chicago Stock Exchange. Member SIPC.